Wholesale Insurance
for Property & Casualty Insurance Brokers and  Life & Health Insurance Agents

Cover Agency, Ltd.
Admitted Insurance Company Markets  +  
Excess & Surplus Lines  WHOLESALE
Specialty Insurance

New Automated Services Announcement:
"Prompt Quote, Bind, Issue" Insurance Plans
Constitutionally Independent Minded Insurance Producers Welcome
Our Motto: "Good Business Relationships Create Mutual Success"
Special Announcement: Click Here For New Products Index (4/12/2013)
New Inquiries & Insurance Applications
Contact:  Priscilla Li, Vice President
P & C Broker, Assisting Brokers & Agents
Priscilla Li:     priscillali@coveragency.biz
Office: (718) 591-2400        Direct:  (347) 886-9778

Employment Practices Liability Insurance EPLI

New Automated Services Announcement:

"Prompt Quote, Bind, Issue" Insurance Plans"





Standard & Custom-Tailored EPL Liability Insurance

Employment Practices Liability Insurance Protection Against

Employee Claims and Litigations

pursuant to

Federal and State Labor Laws –


Potential Employees (Right! Never Hired! )

Existing Employees

Past Employees


Employment Practices - Labor Laws and Common Law Insurance Coverage

designed to protect:

For-Profit & Non-Profit Companies (Small, Medium, and Large)

Banks, Other Financial Institutions, Hedge Funds, Equity Funds

All Officers and Directors ( Right Again! – Personal Liability! )


Employment Practices Liability Insurance protects an employer (and the officers and directors) against claims made by prospective employees, current employees, and past employees.

Examples of EPL Improper/Wrongful Acts that may result in Causes of Action for Plaintiff - Employee Litigation/ Claims*:


Denial of interview

Failure to employ

Failure to grant tenure

Failure to provide adequate workplace

Failure to provide adequate procedures and employment policies

Improper performance review

Improper change of work hours or shift

Improper change of position or transfer

Improper treatment of whistle blower

Deprivation of career opportunity

Negligent or gross negligent evaluation

Negligent release of personal medical information

Disparaging or derogatory remarks

Defamatory statements made as part of an employee reference

Sexual harassment

Workplace harassment of any kind

Sex discrimination

Race discrimination

Age discrimination

Disability discrimination

Unilaterally requiring mandatory arbitration of EPL claims

Improper denial of vacations and time off

Invasion of privacy

Libel, slander, defamation of character

Misrepresentations related to employment

Failure to promote or transfer

Wrongful termination or discharge or dismissal

Breach of contract of employment

Adverse or unfair reprimand

Wrongful or improper discipline

Retaliation against employee

Improper discipline

Wrongful infliction of emotional distress

Employee benefit plan mismanagement

Denial of training

Violation of equal pay act

Civil rights violations relating to other improper/wrongful acts above


* Note: The above list is an example. Read your EPL policy to determine which "Wrongful Acts" are included.

For more information and/or an inexpensive Employment Practices Liability Insurance quote please contact:

Priscilla Li,

Vice President

Property and Casualty Insurance Broker

Cover Agency, Ltd.

Direct Phone No. (7 days ): (347) 886-9778

Email: Priscilla Li



Norman M. Carniol, Esq


Property and Casualty Insurance Broker

Cover Agency, Ltd.

Direct Phone No. (347) 551-0800

Email: nmc@greenpointagency.info

Executive Offices:

Cover Agency, Ltd.

179-14 Union Turnpike

Flushing, New York 11366

Phone No.: (718) 591-2400

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