Wholesale Insurance
for Property & Casualty Insurance Brokers and  Life & Health Insurance Agents

Cover Agency, Ltd.
Admitted Insurance Company Markets  +  
Excess & Surplus Lines  WHOLESALE
Specialty Insurance

New Automated Services Announcement:
"Prompt Quote, Bind, Issue" Insurance Plans
Constitutionally Independent Minded Insurance Producers Welcome
Our Motto: "Good Business Relationships Create Mutual Success"
Special Announcement: Click Here For New Products Index (4/12/2013)
New Inquiries & Insurance Applications
Contact:  Priscilla Li, Vice President
P & C Broker, Assisting Brokers & Agents
Priscilla Li:     priscillali@coveragency.biz
Office: (718) 591-2400        Direct:  (347) 886-9778



Cover Agency's expertise in providing wholesale insurance to the retail insurance broker serving the life sciences industry, extends to the types of life science companies listed below.

Upon request we will assist in providing advice and infrastructure support to our retail client insurance brokers. We have the knowledge to assist from both an industry requirements viewpoint, and a competition point of view. New retail broker inquiries are invited. The extent of our infrastructure support in providing placement of insurance products and/or  closing the life sciences industry client is at the option of the retail broker.





  • Analytical Laboratory Instrument Manufacturing
  • Biological Product Manufacturing
  • Dental Equipment and Supplies Manufacturing
  • Dental Laboratories
  • Druggists' Goods Wholesalers
  • Electromedical Apparatus Manufacturing
  • In-Vitro Diagnostic Substance Manufacturing
  • Irradiation Apparatus Manufacturing
  • Medical Equipment Wholesalers
  • Medicinal and Botanical Manufacturing
  • Ophthalmic Goods Manufacturing
  • Pharmaceutical Preparation Manufacturing
  • Physical, Engineering and Biological Research
  • Surgical and Medical Instrument Manufacturing
  • Surgical Appliance and Supplies Manufacturing

Life Sciences Industry Insurance Package for

Property and Casualty Insurance

This Life Sciences Industry Commercial Package provides broad coverage for a Life Sciences company. Coverages may include:

  • Real Property (Real estate, buildings, permanent attachments to either)
  • Business Property (Movable property such as office and industrial equipment, furniture, inventory, etc.
  • Loss of Business Income and Extra Expense Coverage
  •  Research & Development Costs
  • Spoilage and Contamination
  • Research Animals
  • Equipment Breakdown
  • Commercial General Liability
  •  Commercial Automobile
  •  Crime and Fidelity Coverages
  •  Workers’ Compensation
  • Umbrella Liability, Excess Liability
  • Incidental Foreign Property & Casualty

Maximum Property Values: $25,000,000

Minimum Premium:       $2,500

Industries and Companies:

  • Pharmaceutical Companies
  •  Biotechnology  Companies
  • Medical Device Companies
  •  Clinical Trials Companies
  •  Pre-clinical Research & Development Companies
  • Contract Manufacturing
  • Contract Research Organizations
  • Ask Us!

Competitive Advantage:

                   • Coverages are tailored to the specific needs of the Life Sciences                        Industry

 For Additional Information, Contact:

Priscilla Li

Vice President

Cover Agency, Ltd.



Cell: (347) 886-9778

Office: (718) 591-2400


179-14 Union Turnpike

Flushing, NY 11366

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