Public Entity Liability Insurance

Brief Outline

Risks and Possible Insureds

A. Liability Insurance Protection for Public Entities including, and not limited to:

            • Municipalities

a)     Cities

b)    Counties

c)     Towns

            • Special Districts

a)     Airport

b)    Housing

c)     Utilities

d)    Water

            • Groups, including pools

a)     Boroughs

b)    Finance Authorities

c)     Mass Transit

d)    Port Authorities

e)     Townships

f)      Villages

B. Available Features include:

            1. Separate claims expense limit equal to aggregate limit

            2. “Insured Persons” includes officials, employees, commissions, boards and

            volunteers.  ODL coverage for 501(c)3 and tax-exempt entities.

            3. Full severability of application for insured persons

            4. ”Damages” includes punitive and exemplary damages

            5. Third-party Employment Practices Liability Insurance includes coverage  for employment             discrimination and sexual harassment

            6. Crisis management coverage – including incapacity/death and indictment of Insured;

            funding cancellation, bankruptcy, employment event and other material events.

Additional Information Available - Contact:

Priscilla Li

Vice President

Cover Agency, Ltd

Cell: 347-886-9778

Office: 718-591-2400

Offices:

179-14 Union Turnpike

Flushing, NY 11366